What do you want to fund?
You may be thinking about your children’s education, retirement or simply making better use of your savings. We start with that need and the time you can allow. We consider future costs, not just today’s prices.
What amount can you sustain?
Your plan fits your budget, whether it involves monthly contributions or capital you already have. We keep money for immediate needs and unexpected expenses separate, so that an emergency does not depend entirely on cashing in an investment early.
When will you need access?
Before you decide, we consider what happens if your income changes or you need your money sooner. Surrender terms, charges and investment risk all matter to that decision.
What can a scenario tell you?
The calculator helps you compare amounts, durations and hypothetical returns. The return is a mathematical assumption after costs, before tax and inflation. It does not predict the value of any product. Actual investments involve costs and the risk of losing capital, which we examine in your personal assessment.
Try your own amount in the savings calculator.
This text provides general information. It does not replace an assessment of your own needs or the terms of a specific insurance product.