Savings, capital and retirement: your own plan.
We look at how you save today, the capital you have available and your existing investments. This is the starting point for discussing capital growth, diversification and your future needs.
Choose what matters to you
Your capital. Your plan.
Your monthly savings, the money you have already accumulated and your existing investments are our starting point. I help you understand which options within an insurance-based investment plan could suit your plans.
What we plan together
- We examine how you save, what you already invest in and what you want to achieve.
- We separate an emergency reserve from the amount that can be invested.
- We select contributions and a portfolio based on your investment profile.
- We review the allocation during our meetings and discuss possible adjustments before you decide.
Your money’s purchasing power
Inflation affects what the same amount will buy in the future. We consider it alongside charges. Returns and the preservation of purchasing power are not guaranteed; there is a risk of capital loss.
Before we begin
Do I need a large initial sum?
We can consider regular contributions or investing an existing amount. Minimum amounts depend on the plan. We start with what you can sustain.
What happens if I need my money sooner?
We examine surrender terms and charges from the outset. The value when you withdraw may be lower than your contributions.
Can the plan be taken out through a legal entity?
We consider a lump sum or regular contributions to an insurance-based investment plan in the legal entity’s name. We confirm eligibility and terms, with accounting treatment reviewed by your accountant.
What would you like to protect or achieve?
A complimentary meeting to assess your needs and review your plans.
No charge or obligation to buy.